As with all Cash Plans there are certain things that are not covered. For a full list of what isn't covered, please refer to the 'A Guide to Your Cash Plan'
in the 'Download documents' section below. It's really important that we highlight these to you before you join us.
Key exclusions include:
Any claims submitted more than six months after the treatment took place.
Benefit associated with any medical conditions (excluding optical or dental) you had when you took out the plan (pre-existing conditions).
Any long-term monitoring, management or treatment of incurable, prolonged or lifelong condition(s) (chronic conditions).
Fertility problems, pregnancy and childbirth.
Mental health conditions (except stress counselling as part of the Medical/Legal Helpline benefit).